New Features for Online Banking

Enhancements to Associated Bank’s free Online Banking make it easier for you to navigate and quickly perform tasks. In addition to a new look and feel, two major improvements include an Account Overview page and Personal Money Management.

Account Overview
The new Account Overview page allows you to view your account balances, recent activity, scheduled payments and transfers and more – all in a convenient, single-page view. Simply click the Accounts tab and select Overview.

• Balance Overview – Contains an overview list of your accounts and balances. Click an account to view more detail on the Account Activity page.
• Recent Activity – Allows you to quickly view your account activity. Choose an account from the dropdown list and the time frame you want to view (7, 30, 60, 90 or 120 days) and click the list or graph option. The information will be loaded into the Account Overview page. From here, you can quickly assign a category to each transaction. (See Personal Money Management section below for more details on categorizing transactions and available reports.)
• Scheduled Payments & Transfers – View a list of all your upcoming transfers and 30 days of bill pay information. Click a scheduled item to view details. If you need to make changes, go to the Transfers or Bill Pay tabs to edit or cancel scheduled items.
• Bill Pay eBills & Reminders – View electronic bills and billing reminders. If you’re not currently enrolled in Bill Pay, simply click the Bill Pay Enrollment tab from the top navigation options to enroll today. Learn more about Online Bill Pay
• Quick Pay / Transfer – Easily set up and schedule a bill payment or transfer right from the Account Overview page, without having to visit other pages within Online Banking. Select the Payments or Transfers option and enter an amount, account to pay from, account to pay to, and the date you’d like to make the payment or transfer. Click Schedule Payment or Schedule Transfer, and a confirmation screen appears so you can verify the information before proceeding. Note: Any payment to a Mortgage account from Quick Transfer will be applied as a normal payment only. If you'd like to select another payment type (i.e., principal or escrow only), please use the Transfer tab to schedule your payment.

Personal Money Management
Personal Money Management is a new feature in Online Banking that gives you the ability to categorize and track your expenses for reporting and better money management.

• Select a Category – From the Account Overview or Account Activity pages, simply click the Select a Category link next to each transaction. Select a category from the dropdown list, and add a Memo if desired. Then click Update.
• Add Category – Several default categories are already available in Online Banking, but you can also create your own. Go to the Self Service tab and view the Personal Money Management section. Select the Add Category option, then click Define Your Own Category. Type in a Name and Description, and assign a Category Type. If it’s a tax-related item, check the box to Add to Tax Report. Click Continue. Verify your information on the confirmation screen, and click Continue again. Repeat the steps above to add additional categories. Note: You can also add categories by clicking the Accounts tab and selecting Add Categories.
• View / Edit Categories – Go to the Self Service tab and view the Personal Money Management section. Select the View/Edit Categories option for a list of default categories and any custom categories you’ve set up. Click a category name to make changes. Note: You can also view and edit categories by clicking the Accounts tab and selecting View/Edit Categories.
• View Reports – Several helpful money management reports are available, such as:
  
  
  1. Cash Flow – a summary of income and expense by category
  2. Transactions by Category – all transactions for the specified time frame, sorted and subtotaled by income and expense categories
  3. Tax Report – tax-related transactions

To view a report, Go to the Self Service tab and view the Personal Money Management section. Select the View Reports option and choose the type of report desired, criteria (time frame or date range, category type and taxable status) and which account(s) you’d like to view. Click Filter Categories to further refine the categories, or click View to view transactions for all categories. Note: You can also view reports by clicking the Accounts tab and selecting View Reports.

Default Sign-on Destination
Most customers start at the Account Summary page, while others prefer to start their Online Banking session on a different page. We believe the new Account Overview page offers a lot of great functionality that many customers will enjoy. If you'd like to change your default Sign-on Destination, simply go to the Self Service tab, click Manage Sign-on Destination and select your preference from the dropdown list. You can change your selection at any time.

While the appearance is improved and new features added, the Online Banking system works just as it did before, and information saved in the Bill Payment and Transfer Centers remains intact. We hope you enjoy the new features of Associated’s Online Banking – all of which are designed to help you manage your personal finances more easily. If you have any questions or need additional help, please contact our 24/7 Customer Care at 1-800-236-8866.

If you’re not already using Online Banking, now is the perfect time to get started. New users can enroll today, and existing Online Banking users can sign in to experience all the new features.